Did You Know?

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UP TO $20M

High Range Loan
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FROM 6.5%

Offer Low Interest
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7 DAYS PROCESS

Fast & Easy Process

Fast, Secure & Easy Loans — From $20,000 and Up

Need reliable funding fast? Whether for personal or business needs, we offer flexible loan solutions designed to fit your goals — even if your credit isn’t perfect.


    Eligibility:

  • Must be 18+ and a U.S. resident
  • Proof of steady income or business revenue
  • Subject to verification

    What We Offer:

  • Loan amounts starting at $20,000 — Up to $20 Million
  • Simple 15-Minute Online Application
  • Bad Credit? Applications Still Considered
  • No Hidden Fees, Just Clear Terms
Apply Now

    Why Choose Us?:

  • 1. Fast approvals — decisions in as little as 7 days
  • 2.Competitive fixed interest rates starting at 6.5%.

  • 3.Trusted, U.S.-based financial experts
  • 4.Flexible repayment terms that work for you
Loan types

We Offer a Wide Variety of Loans

Personal Loans

Get flexible, unsecured loans with competitive rates to cover everything from home improvements and medical bills to education and emergencies. Repay on terms that fit your budget.

Business Loans

Access capital to launch, grow, or stabilize your business. Whether you need funds for inventory, equipment, or working capital, we provide tailored solutions with flexible repayment options.

Buy and Hold Loans

Designed for real estate investors focused on long-term rental properties. Secure financing that supports property acquisition and helps maximize your rental income over time.

Debt Consolidation

Simplify your finances by combining multiple debts into one loan with lower interest rates and manageable monthly payments, helping you save money and reduce stress.

Installment Loans

Borrow a fixed amount repaid over a set period with consistent monthly payments, ideal for predictable budgeting and managing larger expenses.

Fix and Flip Loans

Fast, short-term loans to purchase and renovate properties quickly, enabling you to maximize profits through timely flips with flexible funding options.

Construction Loans

Financing tailored for building new homes or remodeling projects, providing funds in stages as your construction progresses.

Rental Loans

Specialized loans to help you purchase or refinance rental properties, offering competitive rates and terms that align with your investment strategy.

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Your security. Our priority.

We always have your security in mind. Rest easy knowing your data is protected with 128-bit encryption.

Get a Loan in 3 Simple Steps

Applying for a loan has never been easier. Follow these three easy steps to secure the funds you need:

  • Apply Online: Complete our simple online application form with your basic details. No paperwork, no hassle.
  • Submit Your Documents: Upload your identification, proof of income, and any other required documents securely through our platform.
  • Receive Your Funds: Once approved, your loan will be disbursed directly into your account—fast, secure, and transparent.
Learn about the process

Trusted by Our Customers

We value strong, reputable customer relationships built on trust, transparency, and support. Our clients choose us because we’re reliable, responsive, and committed to their financial success.

50

Parters
Included

1M

Total
Attendies

We Have Helped More Than 10,000 Users

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  • Offers from several loans
  • Free & no obligation
  • Compare safely and securely
  • Offer within a few hours
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Get the Best Loan Offer—Fast and Easy

No need to shop around. With one quick, non-binding application, we’ll provide you with a competitive loan offer tailored to your needs.

It takes just 2 minutes to apply, and you’ll receive a personalized quote instantly—no obligations, no hidden fees.

Save time—and potentially thousands of dollars—with a lender you can trust.

ABout us

Learn about how First choice loan fund llc works

Trusted by Over 1.5 Million Real Estate Clients

Homebuyers, property investors, and real estate professionals across the U.S. rely on us for fast, flexible financing. From first-time buyers to seasoned investors, we’re committed to helping you close with confidence.

3Partnered with 30,000+ Real Estate Businesses

We support thousands of agents, brokers, developers, and property managers with tailored funding solutions. Our strong partnerships fuel successful deals and long-term growth in the real estate industry.

1Apply for free in 2 min.
2Compare offers
3Choose the best offer
Min $5,000 - Max $20,000,000
Min 1 year - Max 25 years

What Our Client Say

cleint

Securing a loan for my rental property was surprisingly easy. The team walked me through every detail and closed the deal in record time. I’ll definitely be using them again for my next investment.

Lisa M.

Florida Real Estate Investor
cleint

They helped me finance my first duplex, and the whole process was smooth and straightforward. Great rates and amazing customer service

Brandon T.

California
cleint

As a real estate developer, I’ve worked with several lenders—none as responsive and reliable as this team. Highly recommended

Karen L.

New York
cleint

I needed funding fast to close on a property, and they delivered. The approval was quick, and I got the support I needed throughout.

Derrick H. Moshrarf

Georgia
cleint

From pre-approval to funding, everything was handled professionally. They made investing in my vacation rental stress-free.

Sophia W.

Colorado
cleint

I’ve used them for three fix-and-flip projects now, and every time the process has been fast, transparent, and reliable. Couldn’t ask for a better lending partner

Marcus D.

Ohio
cleint

Timing is everything in this business. They approved and funded my deal in days, not weeks. That speed made all the difference

piusR.

Arizona
cleint

Their fix-and-flip loan helped me secure a great property, renovate it, and sell it within 90 days. Competitive rates and no surprises

Leon Jewel

Texas
cleint

As a first-time flipper, I had a lot of questions. Their team was patient, clear, and genuinely wanted me to succeed. I’ll be back for my next project

Ashley M.

North Carolina

Frequently asked general questions

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Work Hours: Our team operates Monday through Friday, from 9:00 AM to 6:00 PM (Eastern Time). Loan applications may be submitted online 24/7. Applications received outside business hours will be processed on the next business day.
All weekdays :9.00am - 7.00pm

Loan amounts typically range from $20,000 to $20,000,000, depending on the loan type, your creditworthiness, financial background, and intended use (e.g., personal, business, real estate, etc.).

What are the requirements to get a loan offer?

Requirements vary by loan type but generally include:

- A valid government-issued ID
- Proof of income or financials (bank statements, tax returns, etc.)
- Minimum credit score of 600 (varies by loan)
- U.S. citizenship or permanent residency

Purpose and plan for the loan
Additional documentation may be required for real estate or business loans.

To expedite your loan:
1) Complete the online application fully and accurately
2) Submit all required documents promptly.
3) Choose a loan product with a faster approval process (e.g., personal or fix & flip loans).
Once approved and the origination fee is paid, funds are typically disbursed within 1-2 business day via wire transfer.

You can lower the cost of your loan by:
- Having a high credit score
- Providing strong financials
- Offering collateral when available
- Opting for shorter terms
- Avoiding late payments or defaults

Costs may include:
- Interest (APR): Based on loan type and credit profile
- Origination Fee: 0% to 2%, paid before disbursement
- Late fees: If payments are missed, there are no hidden fees. Full terms are disclosed prior to loan acceptance.

Once your application is approved, documents are signed, and the origination fee is paid, funds are disbursed via wire transfer, typically within 1 to 3 business days..

Repayment periods depend on the loan type:
- Personal loans: 1–5 years
- Business loans: 6 months – 10 years
- Real estate loans: 6 months – 30 years
- Your loan offer will specify the exact term.

Yes. You may repay your loan early at any time. No prepayment penalties apply unless otherwise specified in your loan agreement.

Minor changes may be allowed before final approval. Contact our team as soon as possible after submission. If the application is already in underwriting, a new application may be required.

We Help With Both New Loan And Collective Loan

Whether you need to borrow for renovation, car, holiday or want to combine your loans into one single loan, we will help you

Why You Choose Us?

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Trusted & Reliable

We provide transparent, fair, and competitive loan products tailored to your needs.

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Easy to Use

Our simple online application process makes borrowing quick and hassle-free.

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Faster Payments

Get your funds disbursed promptly, so you can focus on what matters most.

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100% Secure

Your personal and financial information is protected with the highest security standards.

All your finance in one app

Manage your loans, payments, and account information seamlessly in one convenient place.

Loan Disbursement & Security

We ensure your loan disbursement is confirmed directly into your loan account and secured with escrow for maximum safety and transparency.

Simple Loan Register Process

Our registration process is one of the best in the industry. We respond promptly to your application, provided all required documents are submitted within the specified timeframe.

About our design service

We transform complex problems into elegant visual solutions. Using a versatile pack of illustrations, we create impactful designs tailored to your needs.

Apply now